Commercial Lending

http://rcxloan.com/Commercial_Lending.htm

“A good name is more desirable than great riches; to be esteemed is better than silver or gold.” - Proverb 22:1

Praises & Thanks be unto The Lord My God for the wisdom, knowledge and understanding on legal matter because I received countless feedbacks from folks facing foreclosure and bankruptcy around the United States as follows:

Comments: "I have been inundated with TILA questions. So I went out hunting to see if anyone had already written about it in terms that a lay person might be able to understand. What I found is shown below. I believe it to be generally correct and the citations are good citations of law. See this site for the entire write-up. It should give most lay people an idea on how to handle this and it will be valuable to your lawyer if he/she is not totally familiar with the TILA context at the following link:" http://rcxloan.com/Civil_Action_BK_Motion_14.htm. Statement made by Attorney at Law, Neil F. Garfield, M.B.A., J.D.

RCxLOAN.com can assist in arranging financing for commercial transactions worldwide.

Financing Options: FACTORING, ASSET-BASED LENDING, EQUIPMENT LEASING

- Factoring
- AR Financing
- LOC / ILOC
- Equipment Leasing
- Lease Buy-Backs
- Inventory Financing
- Reg D/A Offerings
- PIPE Transactions
- IPO/DPO Placements

FACTORING

When you complete your work for a customer, that is, deliver your goods or perform your service, what do you have? An open invoice that you need cash for now! We will purchase your invoices to your creditworthy customers, and give you immediate cash. RCxLOAN.com and its lending partners helps finance thousands of receivables from both the commercial and government sector. No financial statements are necessary. Our lending partners only need your creditworthy accounts receivable to give you the cash that you need to fund your business.

With our lending partners you get:

Dependability - You can receive cash NOW (within 24-48 hours) for your invoices, instead of waiting 30-60-90 days...allowing your business to turn over more profits!
Flexibility - You can sell only those invoices you choose to. When you sell invoices and which invoices you sell is your choice entirely.
Advance - We will advance up to 70% of the face value of your invoices (up to 60% for the construction industry). The reserve of 30-40% is adjusted and paid as soon as we receive payment for the invoice so that you receive 100 cents on the dollar (less the discount fee).
No Creation of Debt - You are not borrowing money, you are selling an asset. There are no monthly payments or balloon payments in the future.
ASSET-BASED LENDING

Our asset-based lending program is designed to give entrepreneurs access to the working capital that's tied up in the following three asset classifications on their company's balance sheet.

Accounts Receivable
Inventory
Equipment.
By borrowing against these current assets, management is able to generate cash sooner than if it had to wait for inventory to become accounts receivable, and for accounts receivable to become cash. Wholesalers, retailers, distributors, manufacturers and service companies can all benefit from the use of our revolving credit facility.

Our revolving credit facilities are custom structured to meet the needs of each business. In order to make the loan "work", our financial engineers will work outside the box to find the best way to give the client the maximum availability. Often times this will mean looking toward additional collateral in the form of the company's real estate assets, or perhaps secured personal guarantees from the principal owners and managers of the business. Our underwriters will determine an advance rate and an eligibility formula. The advance rate is the maximum percentage that we can make available against the eligible assets, in company's borrowing base. Typical advance rates may vary significantly depending on the type of business, the stability of the business, and the additional collateral available.

EQUIPMENT LEASING

RCxLOAN.com and its lending partners can help arrange different equipment leasing programs, depending on the client's immediate needs and amount sought:

Small-business or startup to $75,000. No financial statements necessary.
Middle market financing up to $500,000
Large ticket over $500,000
Additionally, we have special programs for the following situations:

Sale & Lease Back Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you and when all the payments are made you own the equipment again.

Startup Program Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or is in business for a short time usually less than two years, we can help you grow by financing the equipment you need to be successful.

B, C and D Credits In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a “second chance” program to help these companies. We can structure your financial needs to help you rebuild your company.

Leasing Equipment is the right choice! Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment. A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put the equipment to work for you with real cash flow advantages and without major capital investment. We can lease virtually any type of equipment, including software and installation.

I can be reached for a FREE consultation at (cell) 617-202-8069 or (703) 584-5998,



it's FREE, there is no obligation whatsover...! Sincerely, Pierre R. Augustin, MPA, MBA

P.S. - What 3 friends do you know who would benefit from FREE Expert Loan Advice...!
1. Call and Speak with a Consultant, 1-617-202-8069 or (703) 584-5998, it's FREE!